Special Savings Accounts
Goal-Oriented Savings with Bonus Rewards
WDPCCU’s Special Savings Accounts help you save systematically for specific goals while earning higher dividends and achievement bonuses. Name your target, track your progress, and celebrate financial milestones!
How Special Savings Works
1. Name Your Goal
Choose from popular categories or create your own:
🏠 “Dream Home Fund”
🎓 “University Savings”
🚗 “New Car Account”
💒 “Wedding Budget”
🌴 “Vacation 2025”
2. Save Consistently
✔ Set monthly targets (from ¢100)
✔ Auto-save options (link to main account)
✔ Flexible deposits (top up anytime)
3. Earn Extra Rewards
💵 Bonus dividends for hitting milestones
🎯 Progress tracking via mobile app
🏆 Annual “Goal Getter” prizes
Account Features
| Feature | Details |
|---|---|
| Minimum Opening | ¢50 |
| Base Interest | 4% p.a. |
| Bonus Interest | +0.5%-2% for consistent saving |
| Withdrawals | Goal-based (some restrictions apply) |
| Statements | Customized with goal visuals |
Special Savings vs Regular Savings
| Factor | Special Savings | Regular Savings |
|---|---|---|
| Purpose | Specific goals | General use |
| Interest | 4% + bonuses | 2.5% |
| Discipline | Encourages consistency | Flexible deposits |
| Tools | Progress trackers | Basic balance info |
Who Should Open This Account?
✅ Planners saving for big purchases
✅ Couples preparing for marriage/home
✅ Parents funding education
✅ Dreamers working toward long-term goals
How to Start
1️⃣ Choose your goal
2️⃣ Visit any branch with:
- Valid ID
- Initial deposit (from ¢50)
3️⃣ Set up automatic transfers