How To Join
How to Join WDPCU Credit Union
Become a Member in 3 Simple Steps
Joining WDPCCU Credit Union gives you access to better savings rates, low-interest loans, and community-focused banking. Here’s how to become a member:
1. Check Eligibility
✔ Age: 16+ (Under 18 requires a parent/guardian)
✔ Residence/Work: Live or work in our service areas
✔ ID Requirements: Valid Ghana Card, Passport, or Voter ID
Note: Some products (like loans) may require additional eligibility criteria.
2. Choose Your Membership Type
| Membership Type | Requirements | Benefits |
|---|---|---|
| Regular Member | – ¢50 minimum share deposit – Proof of address | Full access to all services |
| Youth Member (Ages 16-17) | – Parent/guardian consent – ¢20 minimum deposit | Higher savings rates, financial education |
| Group/Cooperative | – 5+ members – Group registration documents | Bulk loan options, shared benefits |
3. Submit Your Application
Apply IN-PERSON:
🏦 Visit any branch with:
- Completed membership form
- Valid ID (Ghana Card/Passport)
- Proof of address (utility bill, etc.)
- Minimum opening deposit (¢50 for shares)
Apply THROUGH AN AGENT:
🤝 Find accredited agents in markets & communities
What Happens Next?
First 3 Months: Free mobile banking registration, No withdrawal fees on savings, Priority loan application review
Instant Account Activation
(For online applications)
Membership Card
Issued within 3 working days
Access to Loans
After 3 months of active saving