Role In Ghana
WDPCCU's Role in Ghana's Financial Landscape
Empowering Communities, Driving Financial Inclusion
As a trusted credit union with deep roots in Ghana, WDPCU plays a vital role in:
Advancing Financial Inclusion
✔ Serving unbanked/underbanked populations through:
Mobile Money integration for rural communities Susu-based accounts tailored to informal sector workers No-ID accounts for marginalized groups (incompliance with BoG regulations)
✔ Bridging gaps left by traditional banks:
63% of our members had no prior banking relationship
42% of loans go to micro/small businesses
"We bring banking to market women, farmers, and artisans who’ve been excluded for decades."
Mobile Money integration for rural communities Susu-based accounts tailored to informal sector workers No-ID accounts for marginalized groups (incompliance with BoG regulations)
✔ Bridging gaps left by traditional banks:
63% of our members had no prior banking relationship
42% of loans go to micro/small businesses
"We bring banking to market women, farmers, and artisans who’ve been excluded for decades."
Supporting Ghana’s Development Agenda
Aligning with national priorities:
🇬🇭 Ghana Beyond Aid
Financing local entrepreneurs (30% of our project loans go to agribusinesses)
📈 Digital Ghana
Pioneering USSD banking for feature phone users Cashless branch initiatives
🎓 Free SHS & Education
School fee loan repayments aligned with academic terms Scholarships for members’ children
(Infographic: "How WDPCU Supports Ghana’s SDGs")
🇬🇭 Ghana Beyond Aid
Financing local entrepreneurs (30% of our project loans go to agribusinesses)
📈 Digital Ghana
Pioneering USSD banking for feature phone users Cashless branch initiatives
🎓 Free SHS & Education
School fee loan repayments aligned with academic terms Scholarships for members’ children
(Infographic: "How WDPCU Supports Ghana’s SDGs")
Preserving Ghanaian Financial Traditions
We modernize cultural practices:
🌿 Susu Banking 2.0
Digital Susu collections with interest earnings Susu collectors trained as mobile agents
👨Family-Centric Products Extended family funeral support loans Intergenerational savings accounts
🌿 Susu Banking 2.0
Digital Susu collections with interest earnings Susu collectors trained as mobile agents
👨Family-Centric Products Extended family funeral support loans Intergenerational savings accounts
Strengthening Local Economies
Our impact by numbers:
📍 Created 850+ jobs through member business loans
📍 35% female borrowers – highest among rural lenders
📍 ¢50M+ circulated in local economies annually
(Map: "WDPCU’s Regional Economic Impact")
📍 Created 850+ jobs through member business loans
📍 35% female borrowers – highest among rural lenders
📍 ¢50M+ circulated in local economies annually
(Map: "WDPCU’s Regional Economic Impact")