Adom Susu Accounts
Flexible Daily Savings with Modern Benefits
WDPCCU’s Adom Susu Account brings Ghana’s trusted savings tradition into the digital age. Enjoy the discipline of daily/weekly savings with bank-level security, interest earnings, and instant access to your funds.
Why Choose Adom Susu?
Traditional Susu – Improved
✔ Keep the habit – Save daily, weekly or monthly
✔ Get more – Earn interest on your balance (unlike informal Susu)
✔ No collector risks – Funds are fully insured
✔ Withdraw anytime – No waiting for your “turn”
Key Features
💰 Start small – From just ¢5 per day
📱 Mobile tracking – Check balances via USSD or app
👥 Group options – Perfect for market associations
🔄 Auto-save – Set up recurring transfers
“I save ¢20 daily at my shop – now with interest and no fear of theft!”
– Auntie Mansa, Provisions Store Owner
How It Works
1. Choose Your Plan
| Plan | Minimum | Frequency | Best For |
|---|---|---|---|
| Daily | ¢5/day | 6 days/week | Market traders |
| Weekly | ¢50/week | Every Friday | Salaried workers |
| Monthly | ¢200/month | 1st of month | Fixed-income savers |
2. Save Your Way
● Cash deposits at any WDPCU branch/agent
● Mobile money transfers (MTN/Vodafone)
● Auto-debit from your main account
3. Watch Your Money Grow
● Earn 3% annual interest
● Withdraw anytime (no penalties)
● Use savings for loans (up to 3x your balance)
Who Should Open an Adom Susu Account?
✅ Market traders & vendors
✅ Kayayei & informal workers
✅ Savings groups (Susu clubs)
✅ Anyone wanting disciplined savings
Informal Sector Benefits:
▪ No ID required (Basic Tier account)
▪ Open with just ¢5
▪ Mobile alerts for all transactions
Get Started in 3 Steps
1️⃣ Visit any agent (or our mobile app)
2️⃣ Choose your savings rhythm
3️⃣ Make your first deposit
Adom Susu vs Traditional Susu
| Feature | Adom Susu | Traditional Susu |
|---|---|---|
| Interest | ✅ Earns 3% | ❌ No interest |
| Security | ✅ Insured funds | ❌ Theft risk |
| Access | ✅ Withdraw anytime | ❌ Wait your turn |
| Records | ✅ Digital tracking | ❌ Paper receipts |
FAQ
Q: Can I change my deposit amount?
A: Yes! Adjust anytime via mobile banking.
Q: What if I miss a deposit?
A: No penalties – resume when you can.
Q: How do group accounts work?
A: Up to 20 members can save together with one leader.
Q: Is there a maximum balance?
A: ¢20,000 per individual account.