Funeral Support Loans
Dignified Financial Assistance During Difficult Times
WDPCCU offers compassionate funeral loans to help members cover burial expenses quickly and affordably. We provide:
✅ Same-Day Approvals (Within 4 hours of application)
✅ Low 8% Interest Rate (Half of bank rates)
✅ Grace Period (Repayments start after 30 days)
✅ Respectful Process (Minimal paperwork required)
Loan Features
1. Loan Terms
| Amount | ¢2,000 – ¢15,000 |
| Repayment | 3–12 months |
| Interest | 8% flat rate |
| Disbursement | Cash or mobile money within hours |
2. Eligibility
✔ Active member for 6+ months
✔ Regular savings history (¢100+/month)
✔ Death certificate (or interim burial permit)
✔ Family representative ID
How to Apply
1. Immediate Assistance
📞 Call our 24/7 Bereavement Line: 0302 555 5555
💻 Online: Submit documents via our app
2. Required Documents
- Copy of death certificate
- Applicant’s Ghana Card
- Two family witnesses (for amounts >¢5,000)
3. Receive Funds
💰 Same-day cash at any branch
📱 Instant mobile money transfer
(We work with funeral homes for direct billing)
Why Choose WDPCU?
🕯️ Cultural Sensitivity – Our staff understands traditional rites
🤝 Family Support – Joint applications accepted
📉 Debt Protection – Insurance-linked to prevent family burden
Comparison:
| WDPCU | Bank Loans | Mobile Loans | |
|---|---|---|---|
| Rate | 8% | 15-25% | 30-120% |
| Approval | 4 hours | 3-5 days | 10 mins |
| Grace Period | 30 days | Immediate | 7 days |
Plan Ahead with Our Funeral Savings
💡 Pair your loan with:
- Adom Susu Account (Save specifically for funeral needs)
- Insurance Packages (Through our partners)
[Start Funeral Savings] [Pre-Register for Assistance]
(All loans insured. Terms apply. Rates valid as of 2024.)
Frequently Asked Questions
Q: Can I apply for a deceased non-member?
A: Only members qualify, but we offer emergency membership for families.
Q: What if repayment becomes difficult?
A: We provide free financial counseling and payment adjustments.
Q: Are there group funeral loans?
A: Yes! Family/Susu groups can borrow up to ¢30,000 collectively.
Q: Does insurance cover the loan?
A: Optional credit life insurance (0.5% fee) writes off balances upon death.