Member Loans
Affordable Financing Designed for Your Needs
WDPCCU offers low-interest personal loans to help members achieve their goals without financial stress. Whether you need funds for emergencies, education, business, or personal projects, we provide flexible repayment terms and quick approvals.
Why Choose a WDPCU Member Loan?
✅ Lower Interest Rates (Starting at 12% p.a. vs banks’ 18-25%)
✅ No Hidden Charges – Transparent fees from day one
✅ Fast Approval – As quick as 24 hours for qualified members
✅ Flexible Repayment – Choose terms from 3 to 60 months
✅ Minimal Paperwork – No excessive documentation
Loan Options & Features
| Loan Type | Amount Range | Repayment Term | Best For |
|---|---|---|---|
| Personal Loan | ¢1,000 – ¢50,000 | 3–36 months | Medical bills, travel, home repairs |
| Debt Consolidation | ¢5,000 – ¢100,000 | Up to 60 months | Combining high-interest debts |
| Salary Advance | Up to 3 months’ salary | 3–12 months | Emergency cash flow needs |
| Asset Financing | ¢10,000 – ¢200,000 | 1–5 years | Vehicles, equipment, property |
(All loans require WDPCU membership. Rates vary based on credit assessment.)
Eligibility Requirements
✔ Active WDPCU member for 3+ months
✔ Regular savings history (minimum ¢100/month)
✔ Proof of income (payslips, bank statements, or business records)
✔ Valid Ghana Card/Passport
Note: Existing loans may affect eligibility.
Special Member Benefits
🌟 Loyalty Discounts – Lower rates for long-term savers
🌟 Top-Up Loans – Increase your existing loan amount
🌟 Grace Periods – Flexible start dates for repayments